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Office of Financial Aid and Scholarships

北基金会大厅120室
草地溪路318号
Rochester , MI 48309-4454
(location map)
(248) 370-2550
[email protected]

Office Hours:
M-F 8 a.m. - 5 p.m.
你的灰熊身份证准备好了吗

暑期办公时间:
5月15日- 6月30日:上午9点.m. - 5 p.m.
7月1日- 7月14日:上午8点.m. - 5 p.m.
7月15日- 8月18日:上午9点.m. - 5 p.m.

OU学校代码:002307

学生就业十大菠菜台子: [email protected]

We are committed to ensuring you're able to access our website. For assistance with technical resources, contact OU's 学生技术中心.

Office of Financial Aid and Scholarships

北基金会大厅120室
草地溪路318号
Rochester , MI 48309-4454
(location map)
(248) 370-2550
[email protected]

Office Hours:
M-F 8 a.m. - 5 p.m.
你的灰熊身份证准备好了吗

暑期办公时间:
5月15日- 6月30日:上午9点.m. - 5 p.m.
7月1日- 7月14日:上午8点.m. - 5 p.m.
7月15日- 8月18日:上午9点.m. - 5 p.m.

OU学校代码:002307

学生就业十大菠菜台子: [email protected]

We are committed to ensuring you're able to access our website. For assistance with technical resources, contact OU's 学生技术中心.

A young man seated at a table, filling out a form.

奖学金、助学金和贷款

Since our founding in 1957, Oakland University has made affordable tuition a priority. The whole community benefits when first-class education is accessible to everyone.

More than half of all Oakland University students receive financial aid totaling more than $175 million annually. You can benefit from those funds, too. For consideration of financial aid from OU, the State of Michigan and the federal government, 你应该完成 FAFSA every year as soon as it becomes available for the next school year. Download the 2024-2025 Financial Aid and Scholarship Book for more information. 

Oakland University Scholarships and Grants

Oakland University scholarships and grants are automatically offered to incoming freshmen and transfer students through the admissions process and when the FAFSA is processed by the Office of Financial Aid and Scholarships.

Future students, view eligibility and renewal criteria for OU automatic scholarships and grants.

目前就读于公开大学的学生, view renewal criteria for your OU automatic scholarships and grants.

公开大学年度奖学金

Oakland University is proud to offer more than 300 annual endowed scholarships through academic and student service departments for admitted and current students. 从每年的12月1日开始, admitted and current students should complete the application to apply for OU annual scholarships to use in the next academic year. 申请将于3月1日截止. 

Students can search available scholarships year round and based on student information provided to OU, students can view scholarships for which they qualify. When students complete the application, the list of eligible scholarship matches expands based on the information provided on the application.

查看OU年度奖学金
(apply December 1, 2024 - March 1, 2025 for the 2025-2026 school year).

OU offers and renews awards at its sole and absolute discretion; offers and renewals are contingent upon the availability of funds and continuation of the programs. The University notifies students of scholarship awards through official scholarship award letters sent to students via United States mail for new students and through OU email for returning students.

奖学金工具导航

Applicant Home
On the homepage of the Scholarship Tool, you  will see a Tasks section and a Completed Tasks section. Tasks will show any applications available to complete and an action button, 要启动应用程序, for example. Completed tasks will show your previously completed applications, with an opportunity to review your responses.

My Applications
Each year between FAFSA release and March 1, this is where you will find the annual scholarship application. All year, you will be able to see a list of completed or pending applications you started. It’s a great central resource when you’re trying to look at the history of your applications or get to the application you saved to return to later!

My Opportunities
On this page, you will see a Potential Scholarship Opportunities section and an Available Opportunities section for other partially identified opportunities.

Potential Scholarship Opportunities shows the number of scholarships you can be considered for based on the information on your student record at OU, like your GPA, major, class standing, etc. Click the drop down arrow on the right side to see the details of the scholarships identified. To apply for the scholarships listed, you must complete the Annual Scholarship Application.

The Available Opportunities section lists other scholarship matches the system identifies based on the information on your student record at OU, but requires some additional information collected by the Annual Scholarship Application to confirm your eligibility. Additional information submitted is an opportunity for you to share information from your personal voice and perspective. Click the gold Apply button to add more information to your scholarship application to provide the specific information required to apply for these scholarships.

Department committees will review and determine the recipients of the scholarships by July 1. You will be notified of the decision by the department and through a communication from the Student Financial Services financial aid offer notification.

Scholarship Search
The Scholarship Search allows you to view all Oakland University annual scholarships available to admitted and current students, at any time. OU offers and renews awards at its sole and absolute discretion; offers and renewals are contingent upon the availability of funds and continuation of the programs.

Use the Category Search to filter scholarships by categories. This option allows you to identify and search the categories you feel are most relevant to you.

Use the Keyword(s) Search to search all keywords associated with a scholarship.

Contact Us
Please contact Financial Aid and Scholarships with any questions you may have about navigating the OU Annual Scholarship Tool, your eligibility, 或者任何相关的问题. 我们总是很乐意帮助你!

Student FAQs

If your question about the scholarship tool isn’t listed below, please contact Financial Aid and Scholarships with any questions you may have about navigating the OU Annual Scholarship Tool, your eligibility, 或者任何相关的问题. 我们总是很乐意帮助你!

How do I ask faculty for a letter of recommendation?
Before submitting your scholarship application, please confirm with your references that they are willing to submit the letter of recommendation for you. If you’ve never requested a letter of recommendation before, it might seem like an overwhelming task trying to decide who to ask, how to ask, 以及你到底想要什么. View videos answering all those questions and more.
What do I do if I have not received a response about a letter of recommendation and want to ask someone else?
If you want to ask another person to submit a letter of recommendation, please contact Financial Aid and Scholarships (248) 370-2550 or [email protected].
上传文档很容易!
Make sure the document you’re trying to upload is saved to the device you’re using to perform the upload. You will need to know where on your device the document is located; for example, your desktop, homescreen, My Documents folder, etc. Then you simply need to click the upload button, use the browse function or the drag and drop function to select the document you want to upload, 剩下的就让设备来做!
How do I know I’ve applied for a scholarship?
查看我的机会链接. Potential Scholarship Opportunities are scholarships that you are already being considered for either through your My Applications process or additional information you have submitted. The Available Opportunities are additional scholarships that you can apply for prior to March 1.
What do I do if I missed the scholarship application deadline?
Unfortunately, scholarship applications are not able to be submitted after March 1. The scholarship application is available each year from December 1 until March 1. Be sure to monitor your OU email for the announcement of next year’s application process.
How will I know if I receive a scholarship?
Financial Aid and Scholarships will send you a revised financial aid offer email notice if you are selected to receive a scholarship. Additionally, you would see the scholarship listed as an award in your MySail account. The majority of scholarships will be fully awarded by July 1.

教职工常见问题解答

Is there skip logic on the application?

Yes, the students will only see relevant scholarship opportunities depending on the answers to the questions. 当学生回答问题时, the tool is built to respond by asking more questions or move to the next question.

密歇根州援助

The 密歇根州网站 provides a wealth of information about 密歇根援助项目. Please select the tab below to learn more about these programs. Most aid from the State of Michigan requires the FAFSA be completed.

密歇根援助计划

View details and criteria for all State of Michigan Programs.

  • 退伍军人子女学费补助金
    The 退伍军人子女学费补助金 provides undergraduate tuition assistance to students older than 16 and less than 26 years of age who are the natural or adopted child of a Michigan veteran. The veteran must have died or became totally and permanently disabled as a result of military service. Requires an initial application completed in the MiSSG student portal. Full time undergraduate students may receive up to $2,800 per academic year with a four academic year maximum of $11,200.

  • 培育未来奖学金
    The 培育未来奖学金 provides scholarships to students who have experienced foster care in Michigan on or after age 13. Students must also demonstrate financial need to qualify. Requires an annual application completed in the MiSSG student portal. The maximum award amount is determined annually by MI Student Aid. 

  • 密歇根大学成就奖学金
    Students from Michigan's high school graduating class of 2024 may be eligible for the 密歇根大学成就奖学金. The scholarship is valued at up to $5,500 per year when attending a public university. Students must complete the FAFSA to be considered for eligibility. Additionally, 学生(和他们的父母), if applicable) must be Michigan residents and have a Student Aid Index of $30,000 or less.

    Students from Michigan's high school graduating class of 2023, who received the 密歇根大学成就奖学金 in 2023-2024 will be eligible for the award in the 2024-2025 academic year even if their Student Aid Index (SAI) exceeds $30,000. Additionally, students who graduated high school between April-August, 2023 can establish 密歇根大学成就奖学金 eligibility if they attend and receive the award in Fall 2024. 
  • 密歇根大学竞争奖学金
    The 密歇根大学竞争奖学金 is available to undergraduate students pursuing their first degree and is based on both financial need and merit. To be considered, a student must take the SAT (Class of 2017 and beyond) prior to entering college and achieve a qualifying score of at least 1200. The 密歇根大学竞争奖学金 is no longer available to students entering college beginning in the 2023-2024 school year. Awards pay at a maximum of $1,500 per academic year for a maximum of 10 full time semesters.

  • 密歇根未来教育家奖学金
    The 密歇根未来教育家奖学金 will offer up to $10,2000英镑的奖学金,每年有500名未来的教育工作者. To be considered, students must meet eligibility criteria for the fellowship. Requires an annual application completed in the MiSSG student portal. 

  • 密歇根未来教育津贴
    The 密歇根未来教育津贴 will provide up to a $9,600 stipend to students in their student teacher semester to support Michigan's hardworking student teachers as they continue their journey to being in the classroom full time. To be considered, students must meet eligibility criteria for the fellowship. Requires an application completed in the MiSSG student portal. FAFSA submission is not a requirement of the stipend.

  • MI GEAR UP
    Only nominated MI GEAR UP participants who have successfully completed the MI GEAR UP program will be eligible to be considered for a scholarship. Scholarship recipients may receive up to $2,000每学年 for up to two academic years.

  • Police Officer's and Fire Fighter's Survivor Tuition Grant
    The Police Officer’s and Fire Fighter’s Survivor Tuition Act provides for the waiver of tuition at a Michigan community college or public university for children and surviving spouses of Michigan police officers and fire fighters killed in the line of duty. The program is intended to provide an educational benefit to the spouse and children of police officers and fire fighters who made the ultimate sacrifice for their communities and the citizens of Michigan. Requires an initial application completed in the MiSSG student portal.

  • 学费奖励计划
    The 学费奖励计划 encourages students to complete high school by providing college tuition assistance after graduation. Eligible students are those who have or have had Medicaid coverage for 24 months within a 36 month period as identified by the Michigan Department of Health and Human Services. Oakland University is a Phase II eligible institution. Phase II awards cannot exceed $500 per semester up to a lifetime maximum of $2,000.

密歇根印第安人学费减免

Oakland University is proud to support greater equity for all Native students as they pursue their higher education goals. We offer a safe, supportive environment where students are seen and heard, 并有机会茁壮成长.

Students interested in applying for a 密歇根印第安人学费减免, a program administered by the Michigan Department of Lifelong Education, Advancement, 和潜力(milap), 可以访问的信息 MiLEAP website, emailing [email protected], or by contacting them at: MI Student Aid/MITW, P.O. 密歇根州兰辛30462号信箱48922.

We encourage all eligible students to apply for the 密歇根印第安人学费减免. 为了接受它:

  • Oakland University must receive written notice from MiLEAP that the student has been verified as having sufficiently established eligibility for a 密歇根印第安人学费减免; and
  • 合资格学生必须:
    • Be admitted to Oakland University for the purpose of enrolling in academic credit-bearing Oakland University courses;
    • Be registered for Oakland University credit-bearing courses to which the 密歇根印第安人学费减免 will apply; the 密歇根印第安人学费减免 will not apply to competency credits, auditing, AP, IB, Dante, CLEP, 持续教育(行政长官), consortium credits and/or any other non-credit bearing courses; and
    • Provide proof, 按照十大菠菜台子的要求, 确定学生, or parent if the student is a dependent (custodial parent if the parents are unmarried), has been a legal resident of the State of Michigan for not less than 12 consecutive months prior to the first day of enrollment in a semester to which the 密歇根印第安人学费减免 will apply.

In order for a 密歇根印第安人学费减免 to be applied to a particular semester, all documentation relating to the waiver must be received and processed by Oakland University’s  Student Financial Services by the earlier of:

  • the last day that the student is enrolled in that semester
    or
  • 那学期的最后一天

The total combined amount of a student’s financial aid award(s) and 密歇根印第安人学费减免(s) may not exceed the total cost of attendance as established by Oakland University.

Learn more about Oakland University’s 土地确认声明.

Federal Aid

Federal Grants

Federal Pell Grant
Undergraduate students who have not earned a bachelor's degree and demonstrate exceptional financial need will be offered the federal Pell Grant.

The Student Aid Index (SAI) and poverty guidelines will be used to determine eligibility. The amount of eligibility is prorated if the student is enrolled in less than 12 credits each semester. A prorated federal Pell Grant is available to students enrolled in less than six credits. 

Dependents of deceased service members and safety officers may be eligible for a 最高联邦佩尔助学金 regardless of their calculated SAI so long as they meet other qualifying criteria.

For more information on the federal Pell Grant, visit the grants page 在联邦学生援助网站上.

Federal Supplemental Educational Opportunity Grant (FSEOG)
The Federal Supplemental Educational Opportunity Grant (FSEOG) is awarded to undergraduate, federal Pell Grant eligible students with a -1,500 SAI. Awarding is subject to the availability of funds. 最高奖励金额为2美元,000每学年, but the amount may be reduced for less than full-time enrollment. For more information about SFEOG visit the grants page 在联邦学生援助网站上.

Federal Teacher Education Assistance for College and Higher Education Grant (TEACH)
Offered to students in a master's degree program which leads toward teaching, the federal Teacher Education Assistance for College and Higher Education (TEACH) Grant Program provides up to $4,000每学年. The maximum cumulative award is $8,000 (two years). Due to federal sequestration, the maximum award amount could be reduced. Less than full time students have the same cumulative maximum, but have prorated annual awards. Candidates must agree to serve as full time teachers at certain schools serving low-income students, and teach subjects within certain high-need fields (foreign language, mathematics, reading specialist, science, special education) for at least four academic years within eight years of completing the course of student for which the grant was received. If a grant recipient does not fulfill the teaching obligation, the federal TEACH Grant funds convert to a Direct Unsubsidized loan that must be repaid with interest. For information regarding interest rates and repayment terms, visit the loans page 在联邦学生援助网站上. The federal TEACH Grant does require completion of the FAFSA 但不是基于需求的.

Employment

Federal Work-Study
Available to undergraduate and graduate students, federal work-study awards are wages earned through a campus job and does not have to be repaid. Funds are limited and awarded on a first-come, first-served basis according to a student's financial need. A student may earn up to the maximum amount per semester, indicated on their financial aid offer. Visit Handshake to search and apply for student employment positions. 

Federal Loans

联邦直接学生贷款
Federal Direct Loans are low-interest loans for students and parents to help pay for the cost of a student's education. The lender is the U.S. 教育部. The most commonly awarded loans for undergraduate students are the Federal Direct Subsidized and Federal Direct Unsubsidized loans. Graduate students are eligible for unsubsidized loans. Students must be enrolled half-time to be eligible for the Federal Direct Loans.

Federal Direct Subsidized Loans are need-based loans awarded to undergraduate students, 不需要联署人. The government pays the interest on subsidized loans while a student is in school at least half-time, 在宽限期内, 在延期期间. 

Federal Direct Unsubsidized Loans are not based on financial need. Interest is charged from the date of the first disbursement. Interest can be paid while in school or it can accumulate and be capitalized at the time of repayment. 

直接贷款资格图

相关的本科独立本科
Freshmen$5,500 (no more than $3,500 may be in Subsidized loans)$9,500 (no more than $3,500 may be in Subsidized loans)
Sophomore$6,500 (no more than $4,500 may be in Subsidized loans)$10,500 (no more than $4,500 may be in Subsidized loans)
Juniors and Seniors$7,500 (no more than $5,500 may be in Subsidized loans)$12,500 (no more than $5,500 may be in Subsidized loans)
总本科
Loan Limits
$31,000 (no more than $23,000 may be in Subsidized loans)$57,500 (no more than $23,000 may be in Subsidized loans)
研究生年会
无补贴贷款最高限额
$20,500
研究生总数
Loan Limits
$138,500 (this limit includes Federal Loans received for 
本科学习)

All borrowers are strongly encouraged to review their federal loan indebtedness each school year. Information about the type(s) of loans you have borrowed, the outstanding principal and interest, 贷款的总额, and your loan servicer can be found on the studentaid.gov website.

First-time borrowers need to complete a Master Promissory Note (MPN) and Entrance Loan Counseling (ELC) before any loan funds can be disbursed to your student account. Upon graduation or ceasing attendance at the University, you will also be required to complete Exit Loan Counseling. The MPN, ELC, and Exit Counseling can be completed online at studentaid.gov.

贷款需要偿还. For more information about interest rates and repayment, visit the loans page 在联邦学生援助网站上. 

联邦直系家长PLUS 
Parents of dependent undergraduate students are able to apply for a Federal Direct Parent PLUS Loan to help pay for their child's education expenses up to the cost of attendance minus all other financial assistance. The Federal Direct Parent PLUS Loan does require FAFSA completion, 但不是基于需求的. 父母必须是美国人.S. citizen or eligible non-citizen and not be in default on any other federal loan. The Federal Parent PLUS Loan application becomes available on May 1 each year. 

The Federal Parent PLUS Loan is approved or denied based on the parent's credit, and if approved, the parent is responsible for repayment. Interest is charged from the date of the first disbursement and repayment begins 60 days after the loan is fully disbursed. The parent does have the option to defer the loan payment while the student is enrolled at least half-time. 

If a parent is denied for a loan based on credit, the parent has the option to include an endorser/co-signer on the application or appeal the credit decision with the U.S. 教育部. If the parent decides not to add an endorser or appeal, an additional amount of the Unsubsidized Loan will be awarded in the student's name.

The parent will need to complete a Master Promissory Note (MPN) if they are borrowing a Federal Direct Parent PLUS Loan for the first time for this student. MPN可在网上完成,网址为 studentaid.gov/mpn.

For information regarding interest rates and repayment terms, visit the loans page 在联邦学生援助网站上. View the Federal Parent PLUS Loan application instructions and apply

联邦直接毕业生PLUS贷款
Graduate students are able to apply for a Federal Direct Grad PLUS Loan to help pay for educational expenses up to the cost of attendance minus all other financial assistance. The Federal Grad PLUS Loan does require FAFSA completion, 但不是基于需求的. Graduate student should maximize borrowing through the Federal Direct Unsubsidized Loan program prior to applying for this loan as the interest rate is lower. The Federal Grad PLUS Loan application becomes available on May 1 each year. 

Interest is charged from the date of the first disbursement and repayment begins 60 days after the loan is fully disbursed, but Graduate PLUS borrowers are automatically placed into an in-school deferment status as long as they are enrolled at least half-time.

First time Federal Grad PLUS Loan borrowers are required to complete 研究生PLUS入学咨询

For information regarding interest rates and repayment terms, visit the loans page 在联邦学生援助网站上. View the Federal Graduate PLUS Loan application instructions and apply

护士教师贷款计划
The 护士教师贷款计划 (NFLP) is a program available for a Ph.D. in Nursing. Up to 85% of the total loan amount will be forgiven if the graduate works full-time for four consecutive years in a nurse faculty position (commit to a faculty/educator role within 12 months of degree completion). Interested students should speak with the School of Nursing. 

Loan Consolidation
Consolidation loans combine several loans, 有各种还款时间表, into one loan, requiring you to make only one monthly payment. 你可以考虑一下 联邦直接贷款合并 after you graduate, but before you begin repayment on your loans.

Private Aid

私人奖学金
Private scholarships are abundantly available for students from organizations, foundations, companies, and individuals. Students can increase the probability they will be selected for private scholarships by increasing the number of applications submitted. Search for private scholarships on large online databases called clearinghouses, such as:

CollegeBoard.org
Fastweb.com
State of Michigan Scholarship Search

Private Loans
Choose loan programs you can live with long term. Government loan programs usually offer lower interest rates and more flexible repayment plans than most private/alternative loans. Maximize your borrowing from all federal loans before considering supplemental funds from a private loan. The limit on a private loan is equal to the cost of education minus other awarded financial aid.

A number of banks and lending institutions offer private loan funding to assist students with the cost of education. A co-signer may be required, depending on the student's credit history and credit worthiness. Borrow wisely and compare lenders to make a smart, long-term choice. Be wary of private loan offers which discourage you from working with your financial aid office, 提供优惠价, do not tie the loan interest rate to a fixed percentage of LIBOR or PRIME rate, or claim that you can apply and receive money immediately. OU will certify a private loan from any private lender. Many private loan options are available and students can choose to apply for a private loan with any banking institution of their choice. 如果学生需要利用贷款, it is best to exhaust all federal loan options before seeking a private loan. 

The following list represents lenders who provided loans to five or more Oakland University students according to a recent analysis of loans for the 2022-2023 year. This private lender list (arranged in alphabetical order) is reviewed periodically and is subject to change. Oakland University does not receive inducements or incentives from any private lender. Oakland University does not have relationships or agreements with any of the lenders listed here:

Consider these factors when shopping for a lender:

Eligibility

  • Undergraduate, Graduate, Professional Development, Certification
  • 学业进展满意(SAP)
  • 入学要求-即.不到半场结束
  • 国际学生

Interest rate

  • With or without a co-borrower (co-signer)
  • 利息调整的时间和方式

Fees

  • 发起费及其他收费
  • Prepayment
  • Late fees

Borrower benefits

  • Direct Debit
  • Co-borrower release
  • Graduation reward

Repayment terms

  • 什么时候开始还款?
  • Can principal and interest be deferred?
  • 利息什么时候资本化?
  • 最长还款期限

Loan limits

  • Minimum loan amount
  • 年度及总贷款限额
  • Allow loans for past balances (if applicable)

Service

  • 响应式客户服务
  • Student focused